- Thread Author
- #41
redandguilty
Well-known member
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- Aug 3, 2011
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In 1994 there was a Michigan State ballot initiative that was being touted as "lowering your auto insurance" and was very well received by the people, according to early polls. Only it turned out that the proposal (something like "Proposition D") was being pushed by the Auto Insurance lobby so that in the case of an accident, there would be no medical liability and in the end, while there would be a temporary decrease in premiums, the proposal had nothing that wouldn't prevent future increases all the while eliminating any medical coverage in the case of an accident.
So after having laws passed that mandate everyone MUST have auto insurance, these same insurance companies were trying to reduce their liability in terms of claims.
By the time the measure came up for a vote it was soundly defeated.
Because it wasn't about "lowering premiums" at all, it was about reducing what Insurance companies had to pay in the case of someone paying premiums every month and actually filing a claim.
Michigan Citizens Lobby helped get that defeated and I knocked on A LOT of doors in metro Detroit to help.
That's where I think this is going. Insurance companies are going to pay for less.