mhughes0021
Senior Member
- Joined
- Aug 1, 2011
- Messages
- 28,734
You don't pay for specific coverages. Insurance carries are not that amiable. You choose from the base plans they offer and take it or leave it. Sorry. No exclusions for personal reasons. some riders may be available to include at extra cost. It's like cable/satellite TV. No ala cart. You get the main package whether you want QVC and the jesus channels or not. You can add on HBO or Porn for extra $$.
Don't like it? Don't offer it.
Insurance is big business. they don't care about the individual, just the $$.
insurance is a scam. business pays for a coverage cause they have to. Then the employee gets to feel good about themselves cause they have coverage. Then when they actually need something done like getting vaccines they have to pay out their ass anyways cause the deductible is $2000 for the "family plan." Soooooo on your first visit you are paying the $56 initial visitation fee + the you just took 30 min to fill paperwork fee + the 20% not covered by the insurance + a couple more fees. bend over....and take your $200 bill for the 30 seconds it took us to poke you with a needle ontop of the $200/mo we take out of your paycheck. But its all good now....cause we have universal healthcare.